Wednesday 11 May 2016

11 MAY-- STUDY MATERIAL -Quantitative Aptitude/Numerical ability(Maths) WRITTEN EXAM--- SBI PO//SBI JUNIOR ASSOCIATES (CLERK)

Dear Candidate:

Purpose : To prepare for  written exam of SBI JUNIOR ASSOCIATES (CLERK)/SBI  PO

Now there are more than 100 post on this subject in this link, you can view all previous posts also .

Like decimals, fractions describe parts of a whole.
 they are expressed as a division sum, one number divided by another, or commonly expressed as one number over another.
A half, for example, is written as ½. One divided by two, or often said as 'one over two'.
Fractions, like decimals, are only numbers. They conform to rules. Although the rules may seem slightly more complicated for fractions, with a little practice they are relatively easy to grasp.

Some Basic Terms and Rules of Fractions

  • The numbers in a fraction are called the numerator, on the top, and the denominator, on the bottom. numerator/denominator
  • Proper fractions have a numerator smaller than the denominator.
    Examples include 1/23/4 and 7/8.
  • Improper fractions have a numerator larger than the denominator.
    Examples include 5/43/2 and 101/7.
Improper fractions can always be expressed as a whole number together with a proper fraction - and usually you should do this.
In our example:
5/4 is the same as 11/4
3/2 = 11/2
101/7 = 143/7
  • When working with fractions, they are always expressed as the smallest possible set of numbers. In other words, if the bottom number divides by the top number, divide it down (reduce it) until you can no longer do so.
 Example:

2/14 = 1/7. The numerator (2) and denominator (14) are both divided by 2.

In the same way: 2/8 = 1/4

3/24 = 1/8. Here both numerator and denominator are divided by 3.
  • Sometimes the bottom number does not divide by the top number, but they both divide by some other number. In mathematical terms, this means that they have a common factor.

     In such cases, divide both numbers by the common factor until one or both are either prime numbers, or they have no more common factors
 24/60 = 12/30 = 2/5. Divide first by 2 and then by 6.

21/35 = 3/5. Divide by 7.

21/31. Cannot be reduced, as 31 is a prime number, so cannot be divided by anything except itself and one.

16/33. Although both numbers have factors, they have no common factor, so this fraction cannot be reduced.

Adding and Subtracting Fractions


The easiest fractions to add or subtract are those with the same denominator. You simply add or subtract the two numerators, and place them over the same denominator.
For example:
3/8 + 2/8 = 5/8
Likewise, the same applies when subtracting fractions
7/8 – 5/8 = 2/8. This can be simplified further to 1/4
However, it’s a bit more of a challenge when the two numbers don’t share a common denominator.
In such cases, you need to find the lowest common denominator, or LCD. That is, the smallest number which divides by both denominators.
This may be straightforward; for example, if you are adding 1/4 and 1/2, then 4 divides by 2, and the lowest common denominator is therefore 4. So 1/4 + 2/4 = 3/4.
Sometimes it is not so easy to spot the lowest common denominator. The easiest way to do this, especially if the denominators are large, is usually to multiply the two denominators together and then reduce down if necessary.
Once you’ve found the lowest common denominator, then you have to multiply up the numerators to match.
Just as we reduced down the fractions in the previous section, now you have to multiply them up. As long as you always multiply or divide both top and bottom of a fraction by the same number, the fraction remains the same.
You therefore multiply the numerator by whatever you had to multiply the denominator by to get to the LCD.

Example 1
3/5 + 1/6
The smallest number that will divide by both denominators (5 and 6), is 30.
When you multiply 5 by 6, you also have to multiply 3 by 6 to get 18/30.
You had to multiply 6 by 5, so you now have to multiply 1 by 5, to get 5/30.
You now have a sum which looks like this:
18/30 + 5/30
You can then add the two numerators together, 18 + 5 = 23.
The answer is therefore 23/30.

Example 2
3/8 + 1/4
Both 8 and 4 are factors of 8, so the LCD is 8.
You have not multiplied 8 by anything, so you do not need to change 3 either. You have multiplied 4 by 2, so you also need to multiply 1 by 2, to get 2.
Your sum now looks like this:
3/8 + 2/8
The answer is therefore is 5/8 .

Example 3
3/4 - 1/2
The LCD is 4, because 4 divides by 2.
The 1/2 expressed as quarters is 2/4.
Your sum is therefore 3/4 - 2/4
The answer is therefore is 1/4 .

Multiplying Fractions


When multiplying fractions, you write the two fractions side by side.
Multiply the two numerators to get the answer numerator, and the two denominators to get the answer denominator.
Finally, reduce down the fraction to its smallest form.

Example 1
3/5 × 4/7
Multiply the numerators (top numbers) 3 × 4 = 12 and the denominators 5 × 7 = 35.
The answer is therefore 12/35

Example 2
2/5 × 5/7
Again, multiply the numerators 2 × 5 = 10 and the denominators 5 × 7 = 35.
This gives the answer 10/35
This time the fraction can be reduced as 10 and 35 are both divisible by 5.
The answer is therefore 2/7

Dividing Fractions


To divide a fraction by another, turn the divisor fraction (the one that you are dividing by) upside down and then multiply (as above).
If this makes no sense, remember that multiplying by 1/2 is the same as dividing by 2.
2 can be written as a fraction 2/1, so all you have done is turned the fraction upside down.

Example
3/12 ÷ 4/7
First turn the divisor fraction upside down and change the sum to a multiplication.
The sum is therefore 3/12 × 7/4
Multiply the numerators 3 × 7 = 21 and the denominators 12 × 4 = 48.
This gives the answer 21/48
The fraction can be reduced as 21 and 48 are both divisible by 3.
The answer is therefore 7/16

A Quick Note on Ratios

Ratios are another way to express fractions and decimals.
A ratio of 1 in 5 is the same as a fraction of 1/5 or, expressed as a decimal, 0.2. All are ways of saying one part in five.
A ratio is generally written with a colon in the middle, so 1:5, 1:2 and so on.
Betting and mathematics

The ‘odds’ for betting on racing, and indeed on anything else, are generally expressed as ratios. You will therefore see odds of 2-1, 11-7, and so on. In this case, the second number is what you stake, and the first is what you win.
For odds of 2-1, if you stake Rs1, you will win Rs2.
You may also see odds of 1-2 and evens. Evens means that the two numbers are the same. In betting terms, you will win what you staked.
Odds of 1-2 means that you stake Rs2 and win Rs1. Of course, you also get your stake back! Odds are sometimes taken as the bookmakers’ judgement of how likely that event is to occur. However, that’s not necessarily the case. Bookmakers, being businessmen and women, don’t want to lose money. Low odds usually mean that lots of people have placed a bet on that event, whether it’s a particular horse to win.
The bookmakers don’t want to lose money, so they have reduced the possible payout. Sometimes, if too many people bet, the bookies will close the book altogether.

To Conclude

At first glance, fractions may not look particularly useful.
However, when you think about dividing up a cake within a group, or even betting, you can see that fractions are vital to everyday life.

(Ref: http://www.skillsyouneed.com/)

For written exam/ interview guidance , you may contact:


ANIL AGGARWAL SIR ( P.O. 1982 BATCH)

EX CHIEF MANGER ,PUNJAB NATIONAL BANK.
 Mobile:                               +91 9811340788
E-mail ID:         anilakshita@yahoo.co.in

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