Sunday, 1 May 2016

(1 MAY)Important Q A on Banking (useful for general awareness/Financial Awareness paper):


Q What is difference between Nationalised Bank and Public Sector banks
A:Nationalised Bank-- Nationalization was a process whereby govt of india took over the private banks into public ownership by an Act or ordinance . This strategy has been frequently adopted by socialist governments for transition from capitalism to socialism. In INDIA this was carried out MRS INDIRA GANDHI , Twice .20 banks have been nationalized so far. This was done on 19 july 1969 AND 15 april1980.
Public Sector Bank -- (PSBs) in India are banks where a majority stake (i.e. more than 50%) is held by a government. Thus all nationalized banks are psb's and as well as-SBI ,SBI ASSOCIATE BANKS,BHARTIYA MAHILA BANK and IDBI bank are PSB.
Q:List names of public sector banks(PSB).
A:PUBLIC SECTOR Banks 
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
BHARTIYA MAHILA BANK
Canara Bank
Central Bank of India
Corporation Bank
Dena Bank
IDBI BANK
Indian Bank
Indian Overseas Bank
Oriental Bank of Commerce
Punjab National Bank
Punjab & Sind Bank
Syndicate Bank
UCO Bank
Union Bank of India
United Bank of India
Vijaya Bank
State Bank of India
State Bank of Bikaner & Jaipur
State Bank of Hyderabad
State Bank of Mysore
State Bank of Patiala
State Bank of Travancore.
Q:List names of Nationalised Banks.
A: Following 14 banks were Nationalised on 19 july 1969.
Allahabad Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Central Bank of India
Dena Bank
Indian Bank
Indian Overseas Bank
Punjab National Bank
Syndicate Bank
UCO Bank
Union Bank of India
United Bank of India.
Following5 banks were Nationalised on 15 April 1980.
Andhra Bank.
Corporation Bank.
Oriental Bank of Commerce
Punjab & Sind Bank
Vijaya Bank.
besides these banks another bank NEW BANK OF INDIA was also nationalised. later on in 1993 this bank was merged into PNB.
Both Nationalisation were carried by MRS INDIRA GANDHI , then PM.
Q:What is RRB.
A:Regional Rural Banks (RRBs) were established in 1975 under the provisions of the Ordinance promulgated on the 26th September 1975 and followed by Regional Rural Banks Act, 1976 with a view to develop the rural economy and to create a supplementary channel to the 'Cooperative Credit Structure' with a view to enlarge institutional credit for the rural and agriculture sector.
The Government of India, the concerned State Government and the bank, which had sponsored the RRB contributed to the share capital of RRBs in the proportion of 50%, 15% and 35%, respectively. The area of operation of the RRBs is limited to notified few districts in a State. The RRBs mobilise deposits primarily from rural/semi-urban areas and provide loans and advances mostly to small and marginal farmers, agricultural labourers , rural artisans and other segments of priority sector.
Q:List Names of Regional Rural Banks.
A:Allahabad UP Gramin Bank
Andhra Pradesh Grameena Vikas Bank
Andhra Pragathi Grameena Bank
Arunachal Pradesh Rural Bank
Aryavart Gramin Bank
Assam Gramin Vikash Bank
Baitarani Gramya Bank
Ballia –Etawah Gramin Bank
Bangiya Gramin Vikash Bank
Baroda Gujarat Gramin Bank
Baroda Rajasthan Gramin Bank
Baroda Uttar Pradesh Gramin Bank
Bihar Kshetriya Gramin Bank
Cauvery Kalpatharu Grameena Bank
Chaitanya Godavari Grameena Bank
Chhattisgarh Gramin Bank
Chikmagalur-Kodagu Grameena Bank
Deccan Grameena Bank
Dena Gujarat Gramin Bank
Durg-Rajnandgaon Gramin Bank
Ellaquai Dehati Bank
Gurgaon Gramin Bank
Hadoti Kshetriya Gramin Bank
Haryana Gramin Bank
Himachal Gramin Bank
Jaipur Thar Gramin Bank
Jhabua Dhar Kshetriya Gramin Bank
Jharkhand Gramin Bank
Kalinga Gramya Bank
Karnataka Vikas Grameena Bank
Kashi Gomti Samyut Gramin Bank
Kerala Gramin Bank
Krishna Grameena Bank
Kshetriya Kisan Gramin Bank
Langpi Dehangi Rural Bank
Madhumalti Building Gupte Marg
Madhya Bharat Gramin Bank
Madhya Bihar Gramin Bank
Mahakaushal Kshetriya Gramin Bank
Maharashtra Gramin Bank
Malwa Gramin Bank
Manipur Rural Bank
Marwar Ganganagar Bikaner Gramin Bank
Meghalaya Rural Bank
Mewar Anchalik Gramin Bank
Mizoram Rural Bank
Nagaland Rural Bank
Uttrakhand Gramin Bank[1]
Narmada Malwa Gramin Bank
Neelachal Gramya Bank
Pallavan Grama Bank
Pandyan Grama Bank
Parvatiya Gramin Bank
Paschim Banga Gramin Bank
Pragathi Gramin Bank
Prathama Bank
Puduvai Bharathiar Grama Bank
Pune District Central Cooperative Bank Ltd.
Punjab Gramin Bank
Purvanchal Gramin Bank
Rajasthan Gramin Bank
Rewa-Sidhi Gramin Bank
Rushikulya Gramya Bank
Samastipur Kshetriya Gramin Bank
Saptagiri Grameena Bank
Sarva UP Gramin Bank
Satpura Narmada Kshetriya
Saurashtra Gramin Bank
Sharda Gramin Bank
Shreyas Gramin Bank
Surguja Kshetriya Gramin Bank
Sutlej Kshetriya Gramin Bank
Tripura Gramin Bank
Utkal Gramya Bank
Uttar Banga Kshetriya Gramin Bank
Uttar Bihar Gramin Bank
Vananchal Gramin Bank
Vidharbha Kshetriya Gramin Bank
Visveshvaraya Grameena Bank
Wainganga Krishna Gramin Bank.
Q: List names of Private-sector banks.
A:LIST IS AS UNDER: 
Axis Bank
Catholic Syrian Bank
City Union Bank
Development Credit Bank
Dhanlaxmi Bank
Federal Bank
HDFC Bank
ICICI Bank
IndusInd Bank
ING Vysya Bank
Karnataka Bank
Karur Vysya Bank
Kotak Mahindra Bank
Lakshmi Vilas Bank
Nainital Bank
Tamilnadu Mercantile Bank
South Indian Bank
YES Bank.
Q: List names of Foreign Bank.
A: Foreign banks operating in India are:
Abu Dhabi Commercial Bank
Australia and New Zealand Bank
Bank Internasional Indonesia
Bank of America NA
Bank of Bahrain and Kuwait
Bank of Ceylon
Bank of Nova Scotia (Scotia Bank)
Bank of Tokyo Mitsubishi UFJ
Barclays Bank PLC
BNP Paribas
Calyon Bank
Chinatrust Commercial Bank
Citibank N.A.
Credit Suisse
Commonwealth Bank of Australia (Recently Launched Retail Services in Mumbai)
DBS Bank
DCB Bank now RHB Bank
Deutsche Bank AG
FirstRand Bank
HSBC
JPMorgan Chase Bank
Krung Thai Bank
Mashreq Bank psc
Mizuho Corporate Bank
Royal Bank of Scotland
Shinhan Bank
Société Générale
Sonali Bank
Standard Chartered Bank
State Bank of Mauritius
UBS
Woori Bank.
Q: List HQ of various Banks.
A:BANKS AND THEIR HEADQUARTERS
Allahabad Bank - Kolkata
Andhra Bank - Hyderabad
Bank of Baroda - Vadodara (Baroda)
Bank of India - Mumbai
Bank of Maharashtra - Pune 
Bharatiya Mahila Bank - New Delhi
Canara Bank - Bangalore
Central Bank of India - Mumbai
Corporation Bank - Mangalore
Dena Bank - Mumbai
Indian Bank - Chennai
Indian Overseas Bank - Chennai
Oriental Bank of Commerce - Gurgaon
Punjab and Sind Bank - New Delhi
Punjab National Bank - New Delhi
State Bank of India - Mumbai
Syndicate Bank - Manipal,Karnataka
Union Bank of India - Mumbai
United Bank of India - Kolkata
UCO Bank - Kolkata
Vijaya Bank - Bangalore.
For written exam/ interview guidance , you may contact:



ANIL AGGARWAL SIR ( P.O. 1982 BATCH)

EX CHIEF MANGER ,PUNJAB NATIONAL BANK.
 Mobile:                               +91 9811340788
E-mail ID:         anilakshita@yahoo.co.in

Office: Flat #49, Trilok Apartments, Patparganj, I.P. Extension, Delhi-110092.

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