Tuesday 19 July 2016

Pradhan Mantri Suraksha Bima Yojana--(Topic useful for SBI MAIN PAPER)


Highlights of the Pradhan Mantri Suraksha Bima Yojana (Pmsby – Scheme 1 – for Accidental Death Insurance) are:
Eligibility: Available to people in age group 18 to 70 years with bank account.
Premium: Rs 12 per annum.
Payment Mode: The premium will be directly auto-debited by the bank from the subscribers account. This is the only mode available.
Risk Coverage: For accidental death and full disability – Rs 2 Lakh and for partial disability – Rs 1 Lakh.
Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year before 1st of June in order to join the scheme. Name of nominee to be given in the form.
Terms of Risk Coverage: A person has to opt for the scheme every year. He can also prefer to give a long-term option of continuing in which case his account will be auto-debited every year by the bank.
Who will implement this Scheme?: The scheme will be offered by all Public Sector General Insurance Companies and all other insurers who are willing to join the scheme and tie-up with banks for this purpose.
The premium paid will be tax-free under section 80C and also the proceeds amount will get tax-exemption u/s 10(10D).But if the proceeds from insurance policy exceed Rs.1 lakh , TDS at the rate of 2% from the total proceeds if no Form 15G or Form 15H is submitted to the insurer.

IBPS PO NOTIFICATION OUT (:ON LINE REGISTRATION FROM 26 JULY 2016 TO 13 AUG 2016)
YOU MUST START PREPARATION FOR THIS EXAM NOW.
EXAM DATES:
CWE PO/MT-VI
Preliminary Examination 16.10.2016, 22.10.2016 & 23.10.2016
Main Examination 20.11.2016.
In case, you attempted this exam and failed, you must read the following :
Effect of proper guidance( For IBPS P.O.) :
If without any guidance you were able to score 50 marks or so in written exam , it means method of study adopted by you is defective. you need proper guidance so that you can take remedial steps.
Proper guidance can help you to adopt right method of study and your marks can be improved by 15 to 25.(i.e from 50 to 70 or so)
This can convert failure into success.
Very useful and time tested guidance is available from Mr ANIL AGGARWAL. Former CHIEF MANAGER, PUNJAB NATIONAL BANK & Veteran Banker on the basis of his 31 experience in banking and such exams..
NOTE: THIS GUIDANCE IS AVAILABLE AT NOMINAL FEE.
To know details you may call:
Mr ANIL AGGARWAL
9811340788, 011-22242640.( Between 11 A.M. and 8 P.M.)
Candidates across ALL INDIA Can avail this facility.
Medium of sessions ENGLISH/ENGLISH HINDI MIXED.(As per candidate choice).

No comments:

Post a Comment