Methods of recovery from NPA followed in India
1. Asset sale at a discounted rate to ARCIL at discounted rate.
2. Use of SARFEASI Act 2002 and impounding the securities for auctioning.
3. Restructing the loans for recovery .
4. Use of SPV i.e. Collateral debt obligation and credit default swap.
5. write off from provisions created for the specific reason of NPA.
6. File civil suit for recovery of bank dues.
7. One time settlement with borrower.
IBPS PO NOTIFICATION EXPECTED SOON:
YOU MUST START PREPARATION FOR THIS EXAM NOW.
EXAM DATES:
CWE PO/MT-VI
Preliminary Examination 16.10.2016, 22.10.2016 & 23.10.2016
Main Examination 20.11.2016.
In case, you attempted this exam and failed, you must read the following :
Effect of proper guidance( For IBPS P.O.) :
If without any guidance you were able to score 50 marks or so in written exam , it means method of study adopted by you is defective. you need proper guidance so that you can take remedial steps.
Proper guidance can help you to adopt right method of study and your marks can be improved by 15 to 25.(i.e from 50 to 70 or so)
This can convert failure into success.
Very useful and time tested guidance is available from Mr ANIL AGGARWAL. Former CHIEF MANAGER, PUNJAB NATIONAL BANK & Veteran Banker on the basis of his 31 experience in banking and such exams..
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Sir Asset sale at discounted rate to Arcil point no 1 need example
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