Monday, 4 April 2016

GENERAL AWARENESS for written exam of SBI PO/CLERK/IBPS PO/CLERK/RRB PO/ASSISTANT.( 4 APRIL)

Good Morning

Dear Candidates,


Purpose : To prepare for written exam of SBI PO/
CLERK/IBPS PO/CLERK/RRB PO/ASSISTANT.

Must spend one hour for this section.


Out of this one hour :


Spend 15 min : 
 visit following very useful website,:

 http://bankinterview.in/

on home page you will link for 600 important questions  on banking/financial aspects. click that

last year in all banking exam most questions came out of these questions only. 

you must cram  min 15 Questions out of these 600 QA today.
Spend 30 min :
read any current affair magazine

Spend 15 min:

Learn following :


Pradhan Mantri Suraksha Bima Yojana
Highlights of the Pradhan Mantri Suraksha Bima Yojana (Pmsby – Scheme 1 – for Accidental Death Insurance) are:
Eligibility: Available to people in age group 18 to 70 years with bank account.

Premium: Rs 12 per annum.
Payment Mode: The premium will be directly auto-debited by the bank from the subscribers account. This is the only mode available.
Risk Coverage: For accidental death and full disability – Rs 2 Lakh and for partial disability – Rs 1 Lakh.
Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year before 1st of June in order to join the scheme. Name of nominee to be given in the form.
Terms of Risk Coverage: A person has to opt for the scheme every year. He can also prefer to give a long-term option of continuing in which case his account will be auto-debited every year by the bank.
Who will implement this Scheme?: The scheme will be offered by all Public Sector General Insurance Companies and all other insurers who are willing to join the scheme and tie-up with banks for this purpose.
The premium paid will be tax-free under section 80C and also the proceeds amount will get tax-exemption u/s 10(10D).But if the proceeds from insurance policy exceed Rs.1 lakh , TDS at the rate of 2% from the total proceeds if no Form 15G or Form 15H is submitted to the insurer.

All The Best.


Anil Aggarwal
Owner & Manager at Anil Aggarwal Coaching
(A proprietorship concern for IBPS exam guidance and Bank Interview preparation)
 Mobile:                               +91 9811340788
E-mail ID:         anilakshita@yahoo.co.in
Office: Flat #49, Trilok Apartments, Patparganj, I.P. Extension, Delhi-110092.

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