Good Morning
Dear Candidates,
Purpose : To prepare for written exam of SBI JUNIOR ASSOCIATES (CLERK)/ SBI PO/IBPS PO/IBPS CLERK/RRB PO/ RRB ASSISTANT
Must spend one hour for this section.
Out of this one hour :
Spend 15 min : visit following very useful website,:
http://bankinterview.in/
on home page you will link for 600 important questions on banking/financial aspects. click that
Learn following :
Dear Candidates,
Purpose : To prepare for written exam of SBI JUNIOR ASSOCIATES (CLERK)/ SBI PO/IBPS PO/IBPS CLERK/RRB PO/ RRB ASSISTANT
Must spend one hour for this section.
Out of this one hour :
Spend 15 min : visit following very useful website,:
http://bankinterview.in/
on home page you will link for 600 important questions on banking/financial aspects. click that
last year in all banking exam most questions came out of these questions only.
you must cram min 15 Questions out of these 600 QA today.
Spend 30 min :
read any current affair magazine
Spend 15 min:
1. Current captain of women’s hockey team?
Ans. Ritu Rani.
Ans. Ritu Rani.
2. 2015 Nobel Prize for literature?
Ans. Svetlana Alexievich.
Ans. Svetlana Alexievich.
3. SONAR full form?
Ans. Sound Navigation And Ranging.
Ans. Sound Navigation And Ranging.
4. Which is first unmanned satellite launched by ISRO??
Ans. Chandrayaan-1.
Ans. Chandrayaan-1.
5. Which site launched 'Make in India emoji'?
Ans. Twitter
Ans. Twitter
6. Minimum age of P.M.?
Ans. 25 years
Ans. 25 years
7. Nitrogen % in atmospher?
Ans. 78%
Ans. 78%
8. First Indian go into space
Ans. Rakesh Sharma
Ans. Rakesh Sharma
9. Source of Narmada river?
Ans. Amarkantak
Ans. Amarkantak
10. World AIDS day?
Ans. 1st Dec.
Ans. 1st Dec.
11. Which is not a fundamental right?
Ans. Right to Die for Country
Ans. Right to Die for Country
12. US Open women's double winner 2015?
Ans. Sania Mirza and Martina Hingis
Ans. Sania Mirza and Martina Hingis
13. Indira Gandhi Tulip Garden Situated at?
Ans. Srinagar
Ans. Srinagar
14. Kanha National Park situated at?
Ans. Madhya Pradesh
Ans. Madhya Pradesh
15. Capital of Andhra Pradesh?
Ans. Amravathi
Ans. Amravathi
16. State with Lowest Population Density?
Ans. Arunachal Pradesh
Ans. Arunachal Pradesh
17. World Snooker Championship 2015 Winner?
Ans. Stuart Bingham.
Ans. Stuart Bingham.
18. Summer Olympic 2016 Venue?
Ans. Rio de Janeiro.
Ans. Rio de Janeiro.
19. Hindi Diwas celebrated on?
Ans. 14th Sept.
Ans. 14th Sept.
20. Country winning most Oscar in Foreign Film Category?
Ans. Italy.
Ans. Italy.
21. Self Help Group in A.P. Started by which Internet giant?
Ans. Google
Ans. Google
22. First state to connect all the Panchayat's via internet?
Ans. Kerala
Ans. Kerala
23. Bhagat Singh killed John Saunder's to avenge?
Ans. To take the revenge of Death of Lala Lajpath Rai
Ans. To take the revenge of Death of Lala Lajpath Rai
24. Study Of Map is termed as?
Ans. Cartography
Ans. Cartography
25. Study Of spiders is called?
Ans. Arachnolgy
Ans. Arachnolgy
26. Dada Saheb Falke award is related to?
Ans. Cinema
Ans. Cinema
27. Unit of Pressure?
Ans. Pascal(Newton per meter square)
Ans. Pascal(Newton per meter square)
28. RL WL is short form of?
Ans. Remote Location WaitList
Ans. Remote Location WaitList
29. Which metal is obtained from Amalgum?
Ans. Mercury
Ans. Mercury
30. Ajay Jairam is related to which sports
Ans. Badminton.
Ans. Badminton.
31. Which of the following is not inert gas?
Ans. Hydrogen
Ans. Hydrogen
32. The capital of India was shifted form which place to Delhi?
Ans. Kolkata
Ans. Kolkata
33. Who is the BCCI cricketer of the year 2015?
Ans. Virat Kohli
Ans. Virat Kohli
34. Who built Red fort of Agra?
Ans. Akbar
Ans. Akbar
35. Largest cell in human body?
Ans. Ovum
Ans. Ovum
36. Study of Humans?
Ans. Anthropology
Ans. Anthropology
37. Saurology is the study of?
Ans. The study of lizards
Ans. The study of lizards
38. Who declare financial emergency ?
Ans. President
Ans. President
39. DVD full form?
Ans. Digital Video/Versatile Disc
Ans. Digital Video/Versatile Disc
40. Mahabodi Temple located at?
Ans. Bodh Gaya
Ans. Bodh Gaya
41. M.A Chidambaram trophy for best woman cricketer 2015?
Ans. Mithali Raj
Ans. Mithali Raj
42. Which acid help in human body for digestion?
Ans. Gastric Acid(HCl)
Ans. Gastric Acid(HCl)
43. Where is Mahabodhi Temple situated?
Ans. Bihar
Ans. Bihar
44. Who is Maharastra’s Tiger Ambassador?
Ans. Amitabh Bachchan
Ans. Amitabh Bachchan
45. Name the Goa liberation movement from Portugal?
Ans. Operation Vijay Goa 1961
Ans. Operation Vijay Goa 1961
46. Who has built the Red Fort, Delhi?
Ans. Emperor Shah Jahan
Ans. Emperor Shah Jahan
47. Brihadeswara temple was built by?
Ans. Raja Raja Chola I
Ans. Raja Raja Chola I
48. Kundakulam Nuclear power plant in situated in which State?
Ans. Tamil Nadu
Ans. Tamil Nadu
49. Jude Felix is a famous Indian player under which of the fields?
Ans. Hockey
Ans. Hockey
50. The National Institute of Community Development is located at?
Ans. Hyderabad
Ans. Hyderabad
51. Hitler party which came into power in 1933 is known as?
Ans. Nazi Party
Ans. Nazi Party
52. In which year of First World War Germany declared war on Russia and
France?
Ans. First World War, 1914
Ans. First World War, 1914
53. What is the unit for measuring the amplitude of a sound?
Ans. Decibel
Ans. Decibel
54. Name of title conferred by Britishers to Gandhiji which he denied?
Ans. Kaiser-e-hind
Ans. Kaiser-e-hind
55. Gasoline Engine was introduced by?
Ans. Nikolaus August Otto
Ans. Nikolaus August Otto
56. First Woman Prime minister of Sri Lanka?
Ans. Sirimavo Bandaranaike
Ans. Sirimavo Bandaranaike
57. What is Ecotone?
Ans. Transition area between two biomes.
Ans. Transition area between two biomes.
58. G20 summit 2015 held in which country?
Ans. Turkey
Ans. Turkey
59. How many constellations are named?
Ans. 88
Ans. 88
60. Rotational Symmetry of Rectangle is ?
Ans. 2
Ans. 2
61. Inventor of X rays?
Ans. Wilhelm Conrad Roentgen
62. Who was the first female Muslim President in the world?
Ans. Benazir Bhutto
Ans. Benazir Bhutto
63. Which country will host FIFA Under 17 Football World Cup 2017?
Ans. India
Ans. India
64. Who has been at all these posts – President, Vice President & Chief Justice of India?
Ans. Mohammad Hidayatullah
Ans. Mohammad Hidayatullah
65. Which is the most abundant of rare gases in the atmosphere?
Ans. Argon
Ans. Argon
66. Who was the first female Muslim in Indian Higher Judiciary?
Ans. Justice Fathima Beevi
Ans. Justice Fathima Beevi
67. Audiobox in the throat is also called?
Ans. Larynx
Ans. Larynx
68. Which act delegated the power of framing laws to the Council of the Governor General?
Ans. Charter Act 1833
Ans. Charter Act 1833
69. Which was the first weekly paper published by Indian National Congress in 1889?
Ans. India
Ans. India
70. Highest transfer rate memory?
Ans. Cache
Ans. Cache
71. Which one is smallest state of India?
Ans. Goa
Ans. Goa
72. First Female President of Nepal?
Ans. Bidhya Devi Bhandari
Ans. Bidhya Devi Bhandari
73. Operation SMILE related to what?
Ans. Find Missing Children
Ans. Find Missing Children
74. What is the Rank of India in Corruption Index 2015?
Ans. 76
Ans. 76
75. FIFA ballon d’or award 2016 winner?
Ans. Lionel Messi
Ans. Lionel Messi
76. Vertebral Column has how many bones?
Ans. 33
Ans. 33
77. State with Maximum boundaries with other states?
Ans. Uttar Pradesh
Ans. Uttar Pradesh
78. Where is Tidal Port Situated?
Ans. Kutch,Gujrat
Ans. Kutch,Gujrat
79. Humayun tomb situated at?
Ans. Delhi
Ans. Delhi
80. Mahabharata was fought for how many days?
Ans. 18 Days
Ans. 18 Days
81.Physical Research Laboratory was founded by?
Ans. Vikram Sarabhai
Ans. Vikram Sarabhai
82.Kalindi is the other name of which river?
Ans. Yamuna
Ans. Yamuna
83. CMOS Full Form ?
Ans. Complementary metal-oxide semiconductor
Ans. Complementary metal-oxide semiconductor
84. Uniform Civil Article code comes under?
Ans. Article 44
Ans. Article 44
85. IMF Chief?
Ans. Christian Lagarde
Ans. Christian Lagarde
86. P.M. of Nepal?
Ans. K.P. Sharma Oli
Ans. K.P. Sharma Oli
87. Ghoomar dance is traditional dance of?
Ans. Rajasthan.
Ans. Rajasthan.
88. Name the Viceroy when India got Independence?
Ans. Lord Mountbatten
Ans. Lord Mountbatten
89. In which year, Sri Lanka got Independence?
Ans. 1948
Ans. 1948
90. Golkonda is situated in which city?
Ans. Hyderabad
Ans. Hyderabad
91. Jama Masjid is located at?
Ans. Delhi
Ans. Delhi
92. When PSLV(Polar Satellite Launch Vehicle) was first launched?
Ans: 1993
Ans: 1993
93. Which is the largest tiger reserve in India?
Ans. Nagarjunsagar-Srisailam
Ans. Nagarjunsagar-Srisailam
94. First district to have NOFN high-speed connectivity?
Ans. Kerala.
Ans. Kerala.
95. Which posts are not elected by election commission?
Ans. President and Vice President
Ans. President and Vice President
96. Who is the founder of world wide web?
Ans. Tim Berners-Lee
Ans. Tim Berners-Lee
97. Father of Indian Surgery?
Ans. Sushruta
Ans. Sushruta
98. Ryder cup is related to which sport?
Ans. Golf
Ans. Golf
99. What is the amount allocated under Pradhan Mantri Suraksha Bima Yojana?
Ans. 2 Lakhs
Ans. 2 Lakhs
100. Virupaksha temple is located at?
Ans. Hampi
Ans. Hampi
101. Which airport harness solar energy for its operations?
Ans. Kochi Airport
Ans. Kochi Airport
102. First indian to be selected as mayor in UK?
Ans: Harbhajan Kaur
Ans: Harbhajan Kaur
103. The term in which a person can't see distant objects?
Ans. Myopia
Ans. Myopia
104. Tungabhadra river is tributary of?
Ans. Krishna
Ans. Krishna
Implementation of Basel III Capital Regulations in India – Revised Framework for Leverage Ratio(issued on 8/01/2015)
Definition, Minimum Requirement and Scope of Application of the
Leverage Ratio
Definition and minimum requirement
The Basel III leverage ratio is defined as the capital measure (the numerator)
divided by the exposure measure (the denominator), with this ratio expressed as a percentage:
leverage ratio =capital measure/exposure measure.
Reserve Bank will monitor individual banks against an
indicative leverage ratio of 4.5%.,from april15.
Capital Measure
The capital measure for the leverage ratio is the Tier 1 capital of the risk-based
capital framework, taking into account various regulatory adjustments /deductions and the transitional arrangements. In other words, the capital measure used for the leverage ratio at any particular point in time is the Tier 1capital measure applying at that time under the risk-based framework.
Exposure Measure
.1 General Measurement Principles
(i) The exposure measure for the leverage ratio should generally follow
the accounting value, subject to the following:
on-balance sheet, non-derivative exposures are included in the
exposure measure net of specific provisions or accounting
valuation adjustments (e.g. accounting credit valuation
adjustments, e.g. prudent valuation adjustments for AFS and
HFT positions);
netting of loans and deposits is not allowed.
(ii) Unless specified differently below, banks must not take account of
physical or financial collateral, guarantees or other credit risk mitigation
techniques to reduce the exposure measure.
(iii) A bank’s total exposure measure is the sum of the following exposures:
(a) on-balance sheet exposures;
(b) derivative exposures;
(c) securities financing transaction (SFT) exposures; and
(d) off- balance sheet (OBS) items.
The specific treatments for these four main exposure types are defined.
Leverage Ratio
Definition and minimum requirement
The Basel III leverage ratio is defined as the capital measure (the numerator)
divided by the exposure measure (the denominator), with this ratio expressed as a percentage:
leverage ratio =capital measure/exposure measure.
Reserve Bank will monitor individual banks against an
indicative leverage ratio of 4.5%.,from april15.
Capital Measure
The capital measure for the leverage ratio is the Tier 1 capital of the risk-based
capital framework, taking into account various regulatory adjustments /deductions and the transitional arrangements. In other words, the capital measure used for the leverage ratio at any particular point in time is the Tier 1capital measure applying at that time under the risk-based framework.
Exposure Measure
.1 General Measurement Principles
(i) The exposure measure for the leverage ratio should generally follow
the accounting value, subject to the following:
on-balance sheet, non-derivative exposures are included in the
exposure measure net of specific provisions or accounting
valuation adjustments (e.g. accounting credit valuation
adjustments, e.g. prudent valuation adjustments for AFS and
HFT positions);
netting of loans and deposits is not allowed.
(ii) Unless specified differently below, banks must not take account of
physical or financial collateral, guarantees or other credit risk mitigation
techniques to reduce the exposure measure.
(iii) A bank’s total exposure measure is the sum of the following exposures:
(a) on-balance sheet exposures;
(b) derivative exposures;
(c) securities financing transaction (SFT) exposures; and
(d) off- balance sheet (OBS) items.
The specific treatments for these four main exposure types are defined.
Anil Aggarwal
Owner & Manager at Anil Aggarwal Coaching
(A proprietorship concern for IBPS exam guidance and Bank Interview preparation)
Mobile: +91 9811340788
E-mail ID: anilakshita@yahoo.co.in
Office: Flat #49, Trilok Apartments, Patparganj, I.P. Extension, Delhi-110092.
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