Q: List items classified as liability in bank balance sheet.
A:SHARE CAPITAL.
RESERVE AND SURPLUS.
BORROWING FROM OTHER BANKS.
BORROWING FROM RBI.
DEMAND DEPOSITS FROM PUBLIC.
DEMAND DEPOSITS FROM BANKS.
TERM DEPOSITS FROM PUBLIC.
TERM DEPOSITS FROM BANKS.
OTHER DEMAND LIABILITIES.
REFINANCE FROM SIDBI.
REFINANCE FROM RBI.
REFINANCE FROM EXIM.
REFINANCE FROM NABARD.
PROVISIONS FOR TAX.
PROVISIONS FOR EXPENSES.
ACCEPTANCE, ENDORSEMENT AND OTHER OBLIGATIONS.
AND SO ON.
Q:List items classified as Assets in bank balance sheet.
A:Fixed assets.
Investments.
Loans and Advances to customers.
Other assets.
Q: What is current ratio.
A: Current assets/current liabilities.
Q: What is Debt Equity ratio.
A: long term debt/equity.
Q: What is DSCR.
A: Equal to PAT+DEP+INTEREST ON TERM LOAN / INSTALMENT OF TERM LOAN +INTEREST ON TERM LOAN.
Q: What is liquidity ratio.
A: current ratio and acid test ratio are called liquidity ratio.
Anil Aggarwal
A:SHARE CAPITAL.
RESERVE AND SURPLUS.
BORROWING FROM OTHER BANKS.
BORROWING FROM RBI.
DEMAND DEPOSITS FROM PUBLIC.
DEMAND DEPOSITS FROM BANKS.
TERM DEPOSITS FROM PUBLIC.
TERM DEPOSITS FROM BANKS.
OTHER DEMAND LIABILITIES.
REFINANCE FROM SIDBI.
REFINANCE FROM RBI.
REFINANCE FROM EXIM.
REFINANCE FROM NABARD.
PROVISIONS FOR TAX.
PROVISIONS FOR EXPENSES.
ACCEPTANCE, ENDORSEMENT AND OTHER OBLIGATIONS.
AND SO ON.
Q:List items classified as Assets in bank balance sheet.
A:Fixed assets.
Investments.
Loans and Advances to customers.
Other assets.
Q: What is current ratio.
A: Current assets/current liabilities.
Q: What is Debt Equity ratio.
A: long term debt/equity.
Q: What is DSCR.
A: Equal to PAT+DEP+INTEREST ON TERM LOAN / INSTALMENT OF TERM LOAN +INTEREST ON TERM LOAN.
Q: What is liquidity ratio.
A: current ratio and acid test ratio are called liquidity ratio.
Anil Aggarwal
Owner & Manager at Anil Aggarwal Coaching
(A proprietorship concern for IBPS exam guidance and Bank Interview preparation)
Mobile: +91 9811340788
E-mail ID: anilakshita@yahoo.co.in
Office: Flat #49, Trilok Apartments, Patparganj, I.P. Extension, Delhi-110092.
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