Q: Who can open a saving account in bank.
A:1. Saving account Can be opened by Resident Individuals (either singly or jointly), Associations, Trusts, Hindu Undivided Families (HUFs), Clubs, Societies etc. Institutions specially permitted by RBI. for the purpose of saving a part of their income.
Q:What is purpose of opening this account.
A:The main purpose of opening a saving account is to save an amount.
Q: Who can operate this account.
A:Saving account is operated by Resident Individuals (either singly or jointly), Associations, Trusts, Hindu Undivided Families (HUFs), Clubs, Societies etc. Institutions specially permitted by RBI.
Q:What interest is payable by banks on these accounts.
A:The saving account earns a nominal rate of interest. At present, it is about 4% p.a. (in India).(VARIES FROM BANK TO BANK). Some banks are paying higher interest also. there is complete freedom to banks to decide their interest rates.
Q:What min balance requirement.
A: The saving account can be operated with lesser amount.(may be Rs 500/= or even Zero ).
Q: Who can open a Current account in bank.
A:Current account is opened by Individuals,joint account, sole proprietary concerns,partnership concerns,HUFs, COMPANIES,Association of persons,society,trusts,body co-operatives,charitable and other institutions. for business transactions.
Q:What is purpose of opening this account.
A:The main purpose of opening a current account is to facilitate regular business transactions.
Q: Who can operate this account.
A:Current account is operated by Individuals,joint account, sole proprietary concerns,partnership concerns,HUFs, COMPANIES,Association of persons,society,trusts,body co-operatives,charitable and other institutions.
Q:What interest is payable by banks on these accounts.
A:Normally, banks do not pay interest on current account.
Q:What min balance requirement.
A:To open current account more amount is required.(may be Rs 1000/=)
A:1. Saving account Can be opened by Resident Individuals (either singly or jointly), Associations, Trusts, Hindu Undivided Families (HUFs), Clubs, Societies etc. Institutions specially permitted by RBI. for the purpose of saving a part of their income.
Q:What is purpose of opening this account.
A:The main purpose of opening a saving account is to save an amount.
Q: Who can operate this account.
A:Saving account is operated by Resident Individuals (either singly or jointly), Associations, Trusts, Hindu Undivided Families (HUFs), Clubs, Societies etc. Institutions specially permitted by RBI.
Q:What interest is payable by banks on these accounts.
A:The saving account earns a nominal rate of interest. At present, it is about 4% p.a. (in India).(VARIES FROM BANK TO BANK). Some banks are paying higher interest also. there is complete freedom to banks to decide their interest rates.
Q:What min balance requirement.
A: The saving account can be operated with lesser amount.(may be Rs 500/= or even Zero ).
Q: Who can open a Current account in bank.
A:Current account is opened by Individuals,joint account, sole proprietary concerns,partnership concerns,HUFs, COMPANIES,Association of persons,society,trusts,body co-operatives,charitable and other institutions. for business transactions.
Q:What is purpose of opening this account.
A:The main purpose of opening a current account is to facilitate regular business transactions.
Q: Who can operate this account.
A:Current account is operated by Individuals,joint account, sole proprietary concerns,partnership concerns,HUFs, COMPANIES,Association of persons,society,trusts,body co-operatives,charitable and other institutions.
Q:What interest is payable by banks on these accounts.
A:Normally, banks do not pay interest on current account.
Q:What min balance requirement.
A:To open current account more amount is required.(may be Rs 1000/=)
For written exam/ interview guidance , you may contact:
ANIL AGGARWAL SIR ( P.O. 1982 BATCH)
EX CHIEF MANGER ,PUNJAB NATIONAL BANK.
Mobile: +91 9811340788
E-mail ID: anilakshita@yahoo.co.in
Office: Flat #49, Trilok Apartments, Patparganj, I.P. Extension, Delhi-110092.
Follow us at:
Facebook Page: https://www.facebook.com/AnilAggarwalJobguidancehub
Website: http://bankinterview.in/
KNOW ABOUT MR ANIL AGGARWAL ( P.O. 1982 BATCH):
UNDER ABLE GUIDANCE OF MR ANIL AGGARWAL(09811340788), HUNDREDS OF CANDIDATES ARE ABLE TO GET BANK JOB IN LAST 4 YEARS.
A WELL KNOWN NAME AMONG ASPIRANTS.
PRESENT:
GUEST FACILITY MEMBER TO VARIOUS BANK TRAINING COLLEGES AND MANAGEMENT INSTITUTES.
PROVING GUIDANCE FOR BANK INTERVIEWS/WRITTEN EXAM (SBI/SBI GROUP/IBPS/RRB/PVT SECTOR BANKS/FOR P.O./CLERK/ASSISTANT/TECHNICAL OFFICER/ I.T/HRD OFFICER )
PAST:
HE JOINED PUNJAB NATIONAL BANK AS MANAGEMENT TRAINEE ( P.O.) IN 1982.HEWAS ALSO SELECTED AS P.O. IN STATE BANK OF INDIA,BANK OF BARODA AND UNITED BANK OF INDIA IN 1983, BUT CONTINUED WITH PNB.
HE REACHED THE POSITION OF CHIEF MANAGER IN 2005. HE GOT ALL PROMOTIONS UP TO THIS RANK IN ONE GO.
HE SCORED HIGHEST MARKS IN WRITTEN EXAM OF PROMOTION FROM OFFICER CADRE TO MANGER CADRE IN 1991. HIS SCORE REMAINED UNBROKEN RECORD FOR MANY YEARS
HE RESIGNED FROM THE BANK IN 2012 AFTER SERVING 30 YEARS IN VARIOUS CAPACITIES IN PUNJAB NATIONAL BANK.
HE HAS RICH BANKING EXPERIENCE.
HE WAS MEMBER OF VARIOUS INTERVIEW BOARDS MEANT FOR INTERNAL PROMOTIONS.
HE WAS ONE OF THE MOST RENOWNED FACULTY MEMBER OF PUNJAB NATIONAL BANK DURING 1986 TO 1991.
FOR, INDIAN INSTITUTE OF BANKERS, DELHI CHAPTER, HE CONDUCTED CLASSES OF BANKING LAW AND PRACTICE PART TWO OF CAIIB DURING 1988 to 1997.
HE WAS AWARDED BY VARIOUS INSTITUTIONS WE LIST A FEW:
*BEST FACULTY MEMBER AWARD BY BANKER'S TRAINING COLLEGE , RBI- 1986
*BEST BRANCH MANAGER AWARD BY PUNJAB NATIONAL BANK -1991
*BEST BRANCH MANAGER AWARD BY PUNJAB NATIONAL BANK - 2007
*BEST CHIEF MANAGER MARKETING IN PUNJAB NATIONAL BANK -2007 ,2008,2009 AND 2010.
ACADEMIC & PROFESSIONAL QUALIFICATION
M.Sc Physics
CAIIB FROM INDIAN INSTITUTE OF BANKERS
POST DIPLOMA IN BUSINESS MANAGEMENT FROM THE INSTITUTE OF CHARTERED FINANCIAL ANALYSTS OF INDIA
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