Saturday, 3 February 2018

FORFAITING,FORGERY,GARNISHEE ORDER,GENERAL LIEN,GUARANTEE.

TDS, EXECUTION OF DOCUMENTS,FACTORING,FIAT MONEY,FOREIGN BANK.

BANKING, BOUNCING OF CHEQUE, CURRENT ACCOUNT DEFICIT, CASA RATIO, CHEQUE.

CHEQUE TRUNCATION, COLLECTING BANKER, COOPERATIVE BANK, COOPERATIVE SOCI...

ECONOMIC SURVEY 2018

CROSSING OF CHEQUE, CURRENT ACCOUNT, CUSTOMER, DEBIT CARD, DEBTOR

BASE RATE/M.C.L.R./REPO/REVERSE REPO

DEMAND DEPOSITS, DEMAT ACCOUNT, DISHONOUR OF CHEQUE, E BANKING, EFT

EITHER OR SURVIVOR , E COMMERCE ,ENDORSEMENT, BLANK ENDORSEMENT ,ENDORSE...

PROMPT CORRECTIVE ACTION(PCA)

TDS, EXECUTION OF DOCUMENTS,FACTORING,FIAT MONEY,FOREIGN BANK.

BUDGET 2018 -19

Tuesday, 16 January 2018

MANTRA FOR SUCCESS IN P.O. EXAM

CREDIT CONTROL MEASURES OF RBI

ENGLISH FOR SBI PO /IBPS PO /IBPS RRB /IBPS CLERK

HOW TO ATTEMPT PAPER OF IBPS PO 2017

Daily life of P.O. Tasks and timing(working hours).

Daily life of P.O. Tasks and timing(working hours).

Data Analysis & Interpretation FOR SBI PO /IBPS PO/IBPS RRB /IBPS CLERK

Data Analysis & Interpretation FOR SBI PO /IBPS PO/IBPS RRB /IBPS CLERK

English Language , Letter Writing & Essay Writing FOR SBI PO /IBPS PO

English Language , Letter Writing & Essay Writing FOR SBI PO /IBPS PO

General Awareness / Banking Awareness FOR SBI PO /IBPS PO /IBPS RRB /IB...

SBI PO 2018 NOTIFICATION

Friday, 3 March 2017

DEMONETIZATION VIS A VIS ADDITIONAL DEPOSIT GROWTH

:
I have carried out a study of effect of demonetization on additional deposit growth of banks and I found the following:
fortnight ending 23 Dec 2016 additional deposit growth : Rs 5.43 lac crore.
fortnight ending 6 Jan 2017 additional deposit growth : Rs 4.95 lac crore.
fortnight ending 20 Jan 2017 additional deposit growth : Rs 4.00 lac crore.
fortnight ending 3 Feb 2017 additional deposit growth : Rs 3.53lac crore.
fortnight ending 17 Feb 2017 additional deposit growth : Rs 2.80 lac crore.
From above data it can be observed that customers are withdrawing their money on regular basis, if this trend continues that as at 31 march additional deposit growth on account of demonetization will come to NIL.
So effect of low cost money will vanish and banks may be forced to increase interest rates.
ANIL AGGARWAL