Thursday, 31 March 2016

ECONOMIC NEWS 31 MARCH

: Naveen Jindal has resigned from the Board of Directors.

 R: Sasan UMPP to receive Rs 1,050 cr from procurers.

 SC on Delhi Air Po

 Pollution: Grants 1 month time to diesel taxi ops to convert to CNG mode in NCR.

 SC on Delhi Air Pollution: Ban on registration of >2000 cc diesel vehicles in NCR to continue.

 Price of LED bulbs being distributed by Energy Efficiency Services Ltd has fallen to Rs 55 a piece.

S&P: Cuts China outlook to negative from stable; Rating AA-. Economy, financial risks to China's creditworthiness gradually rising.
U.K PM: No guarantees that we can find a buyer for assets.

 UK economy grew 0.6% in Q4 vs 0.5% previously estimated

 cuts interest rate on bulk deposits by up to 25 bps

 OBC: Expect MCLR to be lower on base rate. To hold ALCO meet today to decide on MCLR.
SBI MARGINAL COST OF FUNDS BASED LENDING RATE (MCLR) WITH EFFECT FROM-01.04.2016
Tenor MCLR (In %)
Overnight 8.95
One Month 9.05
Three Month 9.10
Six Month 9.15
One Year 9.20
Two Years 9.30
Three Years 9.35
Anil Aggarwal
Owner & Manager at Anil Aggarwal Coaching
(A proprietorship concern for IBPS exam guidance and Bank Interview preparation)
 Mobile:                               +91 9811340788
E-mail ID:         anilakshita@yahoo.co.in
Office: Flat #49, Trilok Apartments, Patparganj, I.P. Extension, Delhi-110092.

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ENGLISH 31 MAR

Good Evening

Dear Candidates,

Purpose : To prepare for written exam of SBI PO/IBPS PO/CLERK/RRB PO/ASSISTANT.

Spare one hour for reading chapter from Grammar book.

Today, you must read chapter on and complete exercise:

1.Nouns
2.Adjective



Suggestive Book : Any high school Grammar book.

All The Best.


Anil Aggarwal
Owner & Manager at Anil Aggarwal Coaching
(A proprietorship concern for IBPS exam guidance and Bank Interview preparation)
 Mobile:                               +91 9811340788
E-mail ID:         anilakshita@yahoo.co.in
Office: Flat #49, Trilok Apartments, Patparganj, I.P. Extension, Delhi-110092.

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SHARE YOUR PROBLEMS WE WILL TRY TO HELP YOU

SHARE YOUR PROBLEMS WE WILL TRY TO HELP YOU :

YOU CAN TALK WITH ME AT 9811340788 BETWEEN 11 A.M. TO 8 P.M.
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50 most positive one liners.(These will change your life style)

50 most positive one liners.(These will change your life style)

50 most positive one liners..
1. Have a firm handshake.
2. Look people in the eye.
3. Sing in the shower.
4. Own a great stereo system.
5. If in a fight, hit first and hit hard.
6. Keep secrets.
7. Never give up on anybody. Miracles happen everyday.
8. Always accept an outstretched hand.
9. Be brave. Even if you're not, pretend to be. No one can tell the difference.
10. Whistle.
11. Avoid sarcastic remarks.
12. Choose your life's mate carefully. From this one decision will come 90 per cent of all your happiness or misery.
13. Make it a habit to do nice things for people who will never find out.
14. Lend only those books you never care to see again.
15. Never deprive someone of hope; it might be all that they have.
16. When playing games with children, let them win.
17. Give people a second chance, but not a third.
18. Be romantic.
19. Become the most positive and enthusiastic person you know.
20. Loosen up. Relax. Except for rare life-and-death matters, nothing is as important as it first seems.
21. Don't allow the phone to interrupt important moments. It's there for our convenience, not the caller's.
22. Be a good loser.
23. Be a good winner.
24. Think twice before burdening a friend with a secret.
25. When someone hugs you, let them be the first to let go.
26. Be modest. A lot was accomplished before you were born.
27. Keep it simple.
28. Beware of the person who has nothing to lose.
29. Don't burn bridges. You'll be surprised how many times you have to cross the same river.
30. Live your life so that your epitaph could read, No Regrets
31. Be bold and courageous. When you look back on life, you'll regret the things you didn't do more than the ones you did.
32. Never waste an opportunity to tell someone you love them.
33. Remember no one makes it alone. Have a grateful heart and be quick to acknowledge those who helped you.
34. Take charge of your attitude. Don't let someone else choose it for you.
35. Visit friends and relatives when they are in hospital; you need to stay only for few minutes.
36. Begin each day with some of your favourite music.
37. Once in a while, take the scenic route.
38. Send a lot of Valentine cards. Sign them, 'Someone who thinks you're terrific.'
39. Answer the phone with enthusiasm and energy in your voice.
40. Keep a note pad and pencil on your bed-side table. Million-dollar ideas sometimes strike at 3 a.m.
41. Show respect for everyone who works for a living, regardless of how trivial their job.
42. Send your loved ones flowers. Think of a reason later.
43. Make someone's day by paying the toll for the person in the car behind you.
44. Become someone's hero.
45. Marry only for love.
46. Count your blessings.
47. Compliment the meal when you're a guest in someone's home.
48. Wave at the children on a school bus.
49. Remember that 80 per cent of the success in any job is based on your ability to deal with people.
50. Don't expect life to be fair.

 Anil Aggarwal
Owner & Manager at Anil Aggarwal Coaching
(A proprietorship concern for IBPS exam guidance and Bank Interview preparation)
 Mobile:                               +91 9811340788
E-mail ID:         anilakshita@yahoo.co.in
Office: Flat #49, Trilok Apartments, Patparganj, I.P. Extension, Delhi-110092.

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GENERAL AWARENESS 31 MARCH

Good Morning

Dear Candidates,

Purpose : To prepare for written exam of SBI PO/IBPS PO/CLERK/RRB PO/ASSISTANT.

Must spend one hour for this section.

Out of this one hour :

Spend 15 min : visit my website
http://bankinterview.in/



you will find 600 important question in this link.
 learn min 15 Questions today,

Spend 30 min :
read any current affair magazine

Spend 15 min:

Learn following :
Chief Ministers & Governors of Indian States 

S. NOState and U.T.Chief MinisterGovernor
1Andaman & NicobarU.T.A. K. Singh (Lieutenant-Governor)
2Andhra PradeshN.Chandrababu NaiduShri. E. S. L. Narasimhan
3Arunachal PradeshKalikho PulJyoti Prasad Rajkhowa
4AssamShri Tarun GogoiPadmanabha Balakrishna Acharya
5BiharNitish KumarRam Nath Kovind
6ChandigarhU.T.Shri Shivraj V. Patil (Administrator)
7ChhattisgarhDr. Raman SinghShri Balramji Dass Tandon
8GoaLaxmikant ParsekarMridula Sinha
9GujaratAnandiben PatelShri Om Prakash Kohli
10HaryanaManohar Lal KhattarKaptan Singh Solanki
11Himachal PradeshVirbhadra SinghAcharya Dev Vrat
12Jammu and KashmirPresident's ruleNarinder Nath Vohra
13JharkhandRaghubar DasDraupadi Murmu
14KarnatakaShri K. SiddaramaiahVajubhai Rudabhai Vala
15KeralaShri Oommen ChandyP. Sathasivam
16Madhya PradeshShri Shivraj Singh ChouhanRam Naresh Yadav
17MaharashtraDevendra FadnavisChennamaneni Vidyasagar Rao
18ManipurShri Okram Ibobi SinghSyed Ahmed (Died)
19MeghalayaMukul SangmaV Shanmuganathan
20MizoramPu LalthanhawlaNirbhay Sharma
21NagalandT R ZeliangShri Padmanabha Balakrishna Acharya
22New DelhiArvind KejriwalNajeeb Jung (Lieutenant-Governor)
23OdishaSh. Naveen PatnaikShri S. C. Jamir
24PuducherryShri N. RangasamyAjay Kumar Singh (Retd. Lt. General)
25PunjabShri Parkash Singh BadalShri Shivraj Patil
26RajasthanVasundhara RajeKalyan Singh
27SikkimShri Pawan Kumar ChamlingShriniwas Dadasaheb Patil
28Tamil NaduJ. JayalalithaaKonijeti Rosaiah
29TelanganaK Chandrasekhar RaoESL Narasimhan
30TripuraShri Manik SarkarTathagata Roy
31Uttar PradeshAkhilesh YadavShri Ram Naik
32UttarakhandPresident RuleKrishan Kant Paul
33West BengalKm. Mamata BanerjeeKeshari Nath Tripathi
34Dadra and Nagar HaveliU.T.Shri B.S. Bhalla (Administrator)
35Daman and DiuU.T.Shri B.S. Bhalla (Administrator)
36LakshadweepU.T.Shri H. Rajesh Prasad


Anil Aggarwal
Owner & Manager at Anil Aggarwal Coaching
(A proprietorship concern for IBPS exam guidance and Bank Interview preparation)
 Mobile:                               +91 9811340788
E-mail ID:         anilakshita@yahoo.co.in
Office: Flat #49, Trilok Apartments, Patparganj, I.P. Extension, Delhi-110092.

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SBI MARGINAL COST OF FUNDS BASED LENDING RATE (MCLR) WITH EFFECT FROM-01.04.2016

SBI MARGINAL COST OF FUNDS BASED LENDING RATE (MCLR) WITH EFFECT FROM-01.04.2016
Tenor MCLR (In %)
Overnight 8.95
One Month 9.05
Three Month 9.10
Six Month 9.15
One Year 9.20
Two Years 9.30
Three Years 9.35



Anil Aggarwal
Owner & Manager at Anil Aggarwal Coaching
(A proprietorship concern for IBPS exam guidance and Bank Interview preparation)
 Mobile:                               +91 9811340788
E-mail ID:         anilakshita@yahoo.co.in
Office: Flat #49, Trilok Apartments, Patparganj, I.P. Extension, Delhi-110092.

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Quantitative Aptitude/Numerical ability. 31 MAR

Good Morning

Dear Candidates,

Purpose : To prepare for written exam of SBI PO/IBPS PO/CLERK/RRB PO/ASSISTANT.


For Improvement in Quantitative Aptitude/Numerical ability.

Solve minimum 100 Questions of DECIMALS (USE CLASS 5 SCHOOL BOOK ) today.



If you are fast in addition/subtraction/division and multiplication. it means you are saving 10 to 15 sec per question. It results in saving 500 sec. in  overall paper. It means that you can solve 10 questions more than your competitor. so spend most time on practice of these basic operations.


you can make your own problems Or take these from any guide.


Now we will try to improve speed with accuracy.Try to finish 100 Questions in 75 minutes. Our aim is to reach 45 minute benchmark for 100 questions.

All The Best.


Anil Aggarwal
Owner & Manager at Anil Aggarwal Coaching
(A proprietorship concern for IBPS exam guidance and Bank Interview preparation)
 Mobile:                               +91 9811340788
E-mail ID:         anilakshita@yahoo.co.in
Office: Flat #49, Trilok Apartments, Patparganj, I.P. Extension, Delhi-110092.

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YOUR PROBLEMS

Q:- Sir, i appeared in a couple of ibps po/clerk/SBI/BOBMANIPAL/IDBI interviews in last few years but could not be selected in any of those. Do you think i can clear them now? if yes, please guide.
Ans:- Yes, you can very well clear this interview. you will be pleased to now that for candidates like you, we have a customised guidance package in which the candidate is studied for his/her flaws and short comings. The reason for the failure is then assed and remedial steps are then suggested that are innovative and hence non-conventional which helps you stand out in the regular crowd. In past few years the candidates who have undertaken this regime were successfully hired by various banks.
To enroll and know more about our programe , you may contact
Mr. ANIL AGGARWAL
(Mob:-09811340788
Offc:-011-22242640)
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QA--BANKING

Q:What is escrow account .
A:An escrow account is a temporary pass through account held by a third party during the process of a transaction between two parties.
Definition: An escrow account is a temporary pass through account held by a third party during the process of a transaction between two parties. This is a temporary account as it operates until the completion of a transaction process, which is implemented after all the conditions between the buyer and the seller are settled.
Description: In real estate, the fund flows for the development of the project from any source is kept in the escrow account and the funds utilised for the same are also generated from the escrow account. Even the buyers of the housing units in a project transfer the home price to the escrow account and the amount is not transferred to the seller until the project is completed.
Sometimes the construction linked payments are disbursed to the seller from the escrow account so that the builder has sufficient funds for completion of the project. Sellers also benefit from the prioritization mechanism, also called waterfall mechanism, wherein the priority based payments are made to the concerned parties.
Q:What is LETTERS OF CONTINUITY.
A:Letters of continuity must be obtained in addition to the Demand Promissory Note where the advance is likely to fluctuate or adjusted or revived.
The signatures should be obtained in the same fashion as on the Demand Promissory Note. It requires to be stamped like any other agreement. It is not necessary to take letter of Continuity where the advance is given by way of loans.

Q:Who is Indemnifier.
A: When a person indemnifies or guarantees to make good any loss caused to the lender from his actions or others' actions.
Q:What is Forfaiting
A: In International Trade when an exporter finds it difficult to realize money from the importer, he sells the right to receive money at a discount to a forfaiter, who undertakes inherent political and commercial risks to finance the exporter, of course with assumption of a profit in the venture.
Anil Aggarwal
Owner & Manager at Anil Aggarwal Coaching
(A proprietorship concern for IBPS exam guidance and Bank Interview preparation)
 Mobile:                               +91 9811340788
E-mail ID:         anilakshita@yahoo.co.in
Office: Flat #49, Trilok Apartments, Patparganj, I.P. Extension, Delhi-110092.

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Wednesday, 30 March 2016

ECONOMIC NEWS -30 MARCH

Kansai Nerolac Paints sells co's land in Chennai for Rs 538 cr.
3 hours agoमुंबई, भारत
Divestment Secy: Govt will garner Rs 4,400 cr from buyback in FY16 & has garnered Rs 24,000 cr from divestment this year, highest so far.

Divestment Secy: Appreciate professional approach taken by PSUs for capital management. HAL, Bharat dynamics have offered to buyback shares.

Nippon Life acquires 49 per cent stake in Reliance Life.

Supreme Court: ready to pay Rs 4000 cr to banks by Sept 2016.

Grants 1 week time to SBI-led consortium of banks to reply to 's proposal. To further hear case on April 7.

Thousands of jobs at risk as Tata Steel seeks British exit

Dep growth rate at 9.90 %(as at 18/03/2016)
Advances growth rate at 11.33 %(as at 18/03/2016)
Low Deposit growth rate is matter of concern.

Anil Aggarwal
Owner & Manager at Anil Aggarwal Coaching
(A proprietorship concern for IBPS exam guidance and Bank Interview preparation)
 Mobile:                               +91 9811340788
E-mail ID:         anilakshita@yahoo.co.in
Office: Flat #49, Trilok Apartments, Patparganj, I.P. Extension, Delhi-110092.

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